Rolamb Rewards
One rewards program, every account you hold.
Cash back on your card, a bonus for referring a friend, a better savings rate the longer you stay — all tracked in one place, none of it expiring.
Rolamb Safe Trust
Rolamb Rewards
Cash back on your card, a bonus for referring a friend, a better savings rate the longer you stay — all tracked in one place, none of it expiring.
Ways to earn
Everything below lands in the same place — your account balance — not a separate points wallet you have to remember to spend.
1.5–4% back on every purchase with the Rolamb Visa Rewards card, credited monthly as a statement credit.
$50 for you, $50 for them, once they open an account and make one deposit. No cap on how many friends.
Horizon Savings APY steps up automatically the longer an account stays open — no action required on your end.
New Everyday Checking customers get $25 after their first deposit — see the Personal Banking page for current terms.
No points, no expiry
We skipped the points system on purpose. A "point" is worth whatever a bank decides it's worth on redemption day; a dollar credited to your account is worth a dollar, today, with nothing to redeem and nothing that expires if you don't use it fast enough.
Check what you've earned any time from your dashboard — it's just another line in the same ledger as everything else.
Relationship tiers
Tiers are based on what you already hold — there's no fee to join and no application.
| Tier | How you get there | What it unlocks |
|---|---|---|
| Starter | Any open Everyday Checking account | Card cash back, referral bonus |
| Established | Checking + Savings, 6+ months open | Above, plus loyalty rate boost eligibility |
| Relationship | $25,000+ combined balance | Above, plus a named relationship manager (see Wealth & Investments) |
Check your current rewards balance from your dashboard — no enrollment step, it's already running.
Log In