Rolamb Visa Rewards Card
One flat rate, no rotating categories to track, no fee to carry it. Approved cardholders can add it to their portal the same day.
Rewards
No portal to log into, no minimum to redeem — it lands as a statement credit every month.
Groceries, gas, bills — anything that isn't dining or travel.
Restaurants, cafes, and food delivery.
Flights, hotels, and transit — including purchases made abroad.
Most customers carry both. Debit spends money you already have; the credit card is for building a credit history and earning rewards on spending you'd do anyway — pay it off monthly and the APR never matters.
| Feature | Rolamb Visa Debit | Rolamb Visa Rewards |
|---|---|---|
| Annual fee | $0 | $0 |
| Credit check required | No | Yes |
| Builds credit history | No | Yes |
| Cash back | — | 1.5–4% |
| Spending source | Your checking balance | A revolving credit line |
| APR if carried past due date | — | 21.99% variable |
Applications run through an automated credit check first. Existing Rolamb customers in good standing usually hear back within minutes; new applicants may wait up to two business days while we verify income.
We report to all three major credit bureaus every month. Paying on time, every time, is still the single biggest lever on your score — the card doesn't do anything clever, it just gives you a reason to.
Add the card to your existing account from your portal — no new application for your personal details.
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